Privacy Policy for POSNote Effective Date: [Insert Date] POSNote ("we", "us", "our") — owned and operated by ChimboNetwork — respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the POSNote mobile application and related services (collectively, the “Service”). By using the Service, you consent to the practices described in this Privacy Policy. 1. Information We Collect 1.1 Personal Information We collect information that identifies you or can be linked to you, including: Full name Email address Phone number Business information (e.g., business name, address) Account credentials (username, password) Payment and billing information Transaction and sales data 1.2 Automatically Collected Information When you use POSNote, we may automatically collect: Device information (model, OS, unique identifiers) Usage data (how you use the app, transactions, logs) Location information (if enabled) 1.3 Cookies and Similar Technologies We may use cookies and local storage for analytics and functionality (only where applicable). 2. How We Use Your Information We use your information to: Provide, operate, and maintain the POSNote Service Process transactions and sales records Manage your account Improve the app and personalize your experience Send updates, support, and marketing communications (with consent) Detect, prevent, and respond to fraud or security issues Comply with legal obligations 3. Disclosure of Your Information We may share your information: With service providers who help operate the Service With payment processors for transaction handling To comply with laws, regulations, or legal requests To enforce our terms and protect rights, safety, and assets With your consent or at your direction 4. Data Retention We retain your personal information only as long as necessary to: Provide the Service Comply with legal obligations Resolve disputes Enforce agreements 5. Security We implement reasonable technical and organizational measures to protect your data. However, no method of transmission over the internet or electronic storage is 100% secure. 6. Your Rights Depending on your jurisdiction, you may have rights including: Accessing your personal data Correcting or updating inaccurate data Deleting your data Restricting or objecting to processing Data portability To exercise these rights, contact us at the details below. 7. Third-Party Links Our Service may include links to third-party websites or services. We are not responsible for the privacy practices of these third parties. 8. Children’s Privacy POSNote is not intended for children under 13 (or the applicable age in your region). We do not knowingly collect personal information from children. 9. Changes to This Privacy Policy We may update this Privacy Policy from time to time. We will notify you of significant changes via the app or email. 10. Contact Us If you have questions about this Privacy Policy or wish to exercise your data rights, contact us: ChimboNetwork (POSNote) 📧 Email: info@posnote.net 📞 Phone: +255 769 444 669